Skandinaviska Enskilda Banken AB (OSTO:SEB A) Moat Score : 6/10 (As of Jul. 19, 2025)

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What is Skandinaviska Enskilda Banken AB Moat Score?

Skandinaviska Enskilda Banken AB has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Skandinaviska Enskilda Banken AB has Narrow Moat: Skandinaviska Enskilda Banken AB has a strong narrow moat due to its market leadership in the Nordic banking sector, strong brand strength, and customer loyalty. The bank benefits from economies of scale and regulatory barriers, but lacks significant intellectual property.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Skandinaviska Enskilda Banken AB might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Competitive Comparison of Skandinaviska Enskilda Banken AB's Moat Score

For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skandinaviska Enskilda Banken AB's Moat Score Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's Moat Score distribution charts can be found below:

* The bar in red indicates where Skandinaviska Enskilda Banken AB's Moat Score falls into.

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Skandinaviska Enskilda Banken AB (OSTO:SEB A) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Skandinaviska Enskilda Banken AB Moat Score Related Terms

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Skandinaviska Enskilda Banken AB Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Skandinaviska Enskilda Banken AB (OSTO:SEB A) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

SVKEF:USA SEB C:Sweden 1SEBA:Italy SEBAs:UK 0HBY:UK 0GUX:UK SEBA:Germany

Address

Kungstradgardsgatan 8, Stockholm, SWE, SE-106 40

Website

https://www.sebgroup.com

Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and about small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and to a lesser extent private banking services to its clients.

Skandinaviska Enskilda Banken AB Headlines

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